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One More Step to Download Click Now New Delhi: Country's largest SBI has made a marginal reduction of 0.05 per cent of its interest rates. New rates will be effective from April 10. After November 2017, SBI has cut interest rates for the first time. Many other small banks have already announced a reduction in interest rates on their loans. Bank said in the statement that the marginal cost based loan rate of the revised fund (MCLR) has been reduced from 8.55 to 8.50 per cent. SBI has cut its MCLR almost 17 months later.